Finance up to 140% Vehicle Loan to value
Learn more about Loan to value
Why an SF Fire Car Loan?
| Up to | As low as | |
| 84 | Zero | 4.63% |
| Months | Prepayment penalties | APR* |
|
Up to
84
|
|
Zero
|
|
As low as
4.63%
|
Maybe it’s time to hit the streets with some new wheels. Or maybe you want to refinance your auto loan and free up some cash. Either way, we have auto financing options to make that happen.
We offer rate discounts on select vehicle loans when you set up automatic loan payments. Rates shown are the lowest available (inclusive of 0.25% discount) for qualified borrowers on new and used car loans.
Quick and easy application
Once you’re approved, search for the car of your dreams, whether it’s a new car from a dealership or purchase from a private party.
Member benefits
Dealership or private party sales (in-CA only)
Ask for alternative financing options for out-of-state private party transactions.
Credit Union Direct Lending (CUDL)
Finance your loan at dealerships who participate in Credit Union Direct Lending (CUDL)
Refinance
Refinance non-SF Fire Credit Union loans, or existing SF Fire Credit Union loans, for lower payments.
Added protection
Guaranteed Asset Protection (GAP) and Mechanical Breakdown Insurance (MBI) can be added to total amount financed.
Access to low interest funds
When you cash out paid off (or low loan balance) vehicle equity.
A few notes
We try to help out when we can, but sometimes we can’t do everything. SF Fire Credit Union does not finance commercial-use vehicles, including Uber, Lyft, and limo services.
New & Used Auto Loans have an 80k max-mileage. 100k max for Early & Classic.
New Autos: 2025** or newer
New Autos: 2025** or newer
Used autos: 2018 - 2025**
Used autos: 2018 - 2025**
Classic & older autos
Classic & older autos
Discover more
Buying a car
6 easy steps for buying a car
Whether you are looking at new or used cars, buying a car is a big purchase.
Mechanical breakdown insurance
Coverage you can count on
Don’t let car troubles stall your plans. Be prepared with out Mechanical Breakdown Insurance.
