New & Used Auto Loans: 84 Months With Competitive Rates
With the interest rate for new auto loans of 84 months now starting as low as 7.63% and used auto loans as low as 7.88%*, you now have more flexibility than ever in finding the right fit for your financial journey.
Finding The Right Auto Loan
When considering an auto loan, you have many factors to consider:
- The right car
- The right rate
- The right loan term
A car is an investment, so it’s important to find the right one, whether it’s at a local dealership, privately owned, or across the country.
And when it comes to your budget, you might compare the lower interest rates often available for shorter loans with a lower monthly payment for a longer loan. The important thing is to find the right rate and term for your budget and your needs.
Finance The Car For You, Wherever You Find It
You can use an SF Fire Credit Union Auto Loan to finance the car you want, whether it’s a:
- Dealership purchase
- Private-party sale
- Lease buy-out
Additionally, we offer competitive rates for new & used autos.
Lower Interest Rates On 84-Month Loans
Want to spread out your payments over a longer term? Loans of $25,000 or more can be extended to 84 months with rates as low as 7.63% for new autos. With no pre-payment penalties, this can be a good way of controlling your monthly minimum payment while increasing your overall purchasing power.
Discounts On Loans Up To 60 Months
You may not need a loan as long as 84 months. Our partnership with Enterprise Car Sales gives you 1% off our prevailing auto loan rates** on loans up to 60 months, to help you save even more.
If you’ve tried renting a car recently, you might have noticed the rental car shortage, which is impacting the market for new & used autos for purchase as well. You have tools through SF Fire Credit Union that will help you find the right vehicle for your needs, including:
- Enterprise Car Sales – not only does our partnership with Enterprise provide a discount on qualifying loans, it also gives you access to Enterprise’s nationwide inventory of used cars. Get started through a dedicated Enterprise site to provide some information about what you’re looking for.
- AutoSMART (CUDL) – the AutoSmart website for the Credit Union Direct Lending program lets you search for the right car and price at many participating dealerships, and even start the loan application online. And with the Credit Union Direct Lending (CUDL) network’s relationship with the Credit Union, you’ll be able to complete all loan paperwork right at the dealership, with no back-and-forth to the Credit Union required.
We’re Here To Help
Whether you need a shorter or longer auto loan, or a loan for a new or used car, we’re here to help with the same low rates on new or used vehicles. You can check our current rates here. And for any questions about loans, give us a call at 415.674.4800, Monday – Saturday, 7:00 AM – 8:00 PM.
* APR= Annual Percentage Rate. Rates effective are subject to change without notice.All loans subject to credit approval. Rates will depend on an individual's credit, as well as amount financed, loan-to-value (LTV) ratio, and the other vehicle characteristics. Speak to a loan officer for details.
84-Month Loans require a minimum loan amount of $25,000. Actual rate will depend on creditworthiness. Payment Example: Assuming a $25,000 auto loan for 84 months at 7.63% APR, the monthly payment will be $385.00. Other rates and terms available.
**Offer valid only on Enterprise Car Sales vehicles purchased.The “e” logo & Enterprise are trademarks of Enterprise Holdings, Inc. All other trademarks are the property of their respective owners. © 2023 Enterprise Car Sales