| Competitive | Rates as low as | Close |
| $995 | 5.608% | Quickly |
| Flat fee1 | 10 year fixed* | On your dream home |
|
Competitive
$995
|
|
Rates as low as
5.608%
|
|
Close
Quickly
|
A Fixed-rate Mortgage lets you make the same monthly payments for the life of your loan. This means there won’t be any surprises to your budget.
Even though the payment stays the same each month, the amount that goes towards interest and principle will change over time. During the first few years, you’ll likely be making payments primarily towards interest.
The main advantage of a fixed-rate loan is that it protects you from sudden and potentially significant increases in monthly mortgage payments if interest rates rise.
The downside to fixed-rate mortgages is that when interest rates are high, qualifying for a loan could be difficult because the payments are less affordable.
Rates are subject to change without notice.
When it comes to financing a home for the first time, you might have a lot of questions. Here are some things to consider as you go shopping for your new home.
A lot of first-time home buyers make the same mistakes. So, before you buy that welcome mat, here are 7 things to avoid when buying your first home.
Tired of renting? Learn about the steps to buying a house in the Bay Area, how long it takes, and how to speed up the process.
An Adjustable-Rate Mortgage (ARM) could save you money initially. But they don’t offer the same stability as a Fixed-Rate Mortgage. Find out if an Adjustable-Rate Mortgage is right for you.
Get a great deal with our low-fee, easy refinancing options. Find out how today.
