How do you know which homes you should be looking for? In a competitive market, how can you give yourself an advantage over other potential buyers? How can you stand out to the seller?
Watch this free webinar to learn about the advantages of getting preapproved
When it comes to financing a home for the first time, you might have a lot of questions. Here are some things to consider as you go shopping for your new home.
Buying a home is an exciting time and a huge achievement. Before you buy that welcome mat, here are 11 things you should know and do.
Learn about down payments and how they impact your home purchase. Do you really need 20% down?
Tired of renting? Learn about the steps to buying a house in the Bay Area, how long it takes, and how to speed up the process.
When applying for a home loan, it’s important to know how private mortgage insurance can impact the home buying process. Buying mortgage insurance can lower your down payment, leaving you cash to spend on other costs of buying a home such as moving expenses and repairs.
Lenders consider a lot of factors about your mortgage application. Your debt-to-income ratio is a key factor in determining interest rates, terms, and even approval itself.
When applying for a loan, it’s important to understand the loan-to-value ratio: what that means and how it impacts what you can borrow and at what interest rate.
Our great rates, local expertise, and member-first service make us the best choice for your mortgage.
Learn More
Our fee-friendly Platinum Visa Credit Card comes with rewards, travel benefits, and a low APR.
Learn More
As a local credit union, we want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.
Branch hours
Mon – Fri 9:30 AM – 5:30 PM
Saturday 10:00 AM – 2:00 PM
