Thomas, Rugby Pro.
Putting him first since 2010.

GETTING STARTED

Find out if direct deposit is right for you

Once you use direct deposit, you’ll never want to go back to dealing with paper checks. Direct deposit is the safest, easiest, and cheapest way to receive regular payments.

Benefits of Direct Deposit

 

A direct deposit is an Automated Clearing House (ACH) transaction, where your payment is electronically transferred to your chosen bank account.

This payment could be your paycheck, pension, social security payment, or even travel reimbursement. Almost all employers now offer the ability to enroll in direct deposit.

Here are 7 benefits of direct deposit.

 


 

1. You don’t have to worry about losing a paper check

If you tend to misplace important documents, you can’t misplace a direct deposit! Plus, most employers will still provide you with a pay stub to review your paycheck details.

 


 

2. You don’t have to wait in line to deposit your check

You can simply log on to your mobile banking app or online banking to see if the direct deposit has been posted to your account.

 


 

3. Your money is instantly available on payday

You don’t have to wait until you physically pick up and deposit your paycheck.

 


 

4. You still receive your paycheck if you aren’t in the office

You don’t have to worry about being behind your desk or visiting your office to receive your pay. You will still receive your direct deposit if you’re sick or on vacation.

 


 

5. You’re helping the environment

Paper paychecks use more than 674 gallons of fuel per year! Direct deposit has a much greener footprint.

 


 

6. A more secure form of payment

Less people view your account information than when a paycheck is passed around. It’s a safe and confidential way to receive payment.

 


 

7. It’s easier to budget and save money

You can request that a portion of your paycheck go into a savings account each time versus putting all of the funds into your checking account. This allows you to pay yourself first, a popular savings strategy recommended by experts.

 


 

Once you use direct deposit, you’ll never want to go back to dealing with paper checks. Direct deposit is the safest, easiest, and cheapest way to receive regular payments.

Related Articles

Getting Started

Tips for Picking Your First Credit Card

Get­ting your first cred­it card can be an excit­ing moment. Take the time to research and find which option is best for you when open­ing your first cred­it card. Here are some tips to help get you started.

Learn More

Getting Started

5 Tips for Balancing Your Checking Account

A check­ing account is pret­ty much a nec­es­sary aspect of mod­ern life. You need it to pay bills, rent, and buy things online. It’s also equal­ly nec­es­sary to make sure you keep your check­ing account healthy, and make sure it works for you. These 5 sim­ple things can help you do just that. 

Learn More

Getting Started

11 Things You Should Know Before Getting Your First Credit Card

It’s true that’s estab­lish­ing and build­ing cred­it can be a good step for your finan­cial future. But there are also inher­ent risks involved with cred­it. Before you apply for your first card, make sure you edu­cate yourself. 

Learn More

Discover More

Nehemiah, international photographer.
Putting him first since 2012.
FREE CHECKING

Checking you can count on

We offer the Bay Area’s best checking account. No minimum balance, no monthly fee, and up to 12 ATM surcharge rebates per month.

Learn More
Nehemiah, international photographer.
Putting him first since 2012.
Kundan, Bay Area artist.
Putting her first since 2016.
CREDIT CARDS

Get the card that works for you

Our fee-friendly Platinum Visa Credit Card comes with rewards, travel benefits, and a low APR.

Learn More
Kundan, Bay Area artist.
Putting her first since 2016.

Let's Talk

As a local credit union, we want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.

Call or Chat

(415) 674-4800
(888) 499-FIRE (3473)
Mon – Sat 7:00 AM – 8:00 PM*

*Please note that 'After Hours Phone Support' is available outside of regular Contact Center Hours.

Chat Now

Stop by a branch

Branch hours
Mon – Fri 8:30 AM – 6:00 PM
Saturday 8:30 AM – 3:00 PM

Find a Branch or ATM