One simple loan.
One low rate.
One easy payment.

Consolidate your debt with SF Fire Credit Union and streamline your payments.

Why SF Fire?

As Low As

Paying off high interest debt to multiple sources can be frustrating and overwhelming. We get that. If you want a simpler solution for financial stability, consider consolidating your debt with SF Fire Credit Union.

A lower rate and lower monthly payments can mean more money each month to save for what really matters to you.

Benefits of Debt Consolidation

One Simple Loan

Consolidating your debt into one simple loan streamlines the process. Knowing the total amount you owe can make it easier to budget and plan ahead.

One Low Rate

Take advantage of a low, fixed-rate. A lower APR on your consolidated debt means you can pay more towards the principal balance, less towards interest.

One Easy Payment

Worry less about which payment is due to which debt and when. Consolidation means you have one payment towards one balance once a month.

Financial Education

We believe you should be informed, which is why we offer two free resources for financial education. Before you consolidate, feel confident and comfortable about the decision.

Financial Education Center

Our Financial Education Center is a great resource to get the information you need. Educate yourself from the comfort of your home (or bed).

To get started, click here.


Looking for one-on-one assistance? We’ve partnered with industry-leading BALANCE to provide you free access to expertly-crafted financial education and resources to help with your fiscal matters. Get confidential, no-cost financial counseling services.

To get started, click here.

What is Debt Consolidation?

If you're thinking about consolidating your debt, but still aren't sure if it's the right move for you, this article could answer some of your questions.

Read more here.

*APR= Annual Percentage Rate based on credit worthiness and not all will qualify for the advertised rate. Rates subject to change at any time without notice. All loans are subject to credit, income verification and debt qualification as well as final underwriting approval. The maximum aggregate unsecured credit limit is $50,000 per member.

Payment example: A $5,000 loan for 12 months at 6.25% APR would have a monthly payment of $430.88. Other rates and terms are available.

Let's Talk

As a local credit union, we want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.


(415) 674-4800
(888) 499-FIRE (3473)
Mon – Sat 7:00 AM – 8:00 PM


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Mon – Fri 8:30 AM – 6:00 PM
Saturday 8:30 AM – 3:00 PM

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