$0
Flexible
As Low As
2.54%
Tired of being stuck with neverending lease payments? Our Lease Buyout Loans could put an end to those.
When you get a Lease Buyout Loan with us, you'll also get competitive rates, flexible terms, and the satisfaction of knowing that your payments are going towarnds owning your car.
WHY BUYOUT YOUR LEASE?
Top 5 Reasons People Buy Out Their Leased Cars
There are many reasons you may want to buyout your lease. Maybe you want to start gaining equity in your car. Maybe you tired of restrictive leases.
Here are the top 5 reasons people buyout their leased cars:
- They've invested a decent amount as the first owner
- The car has low mileage and is in great condition
- They went over the allowed mileage
- They tired of excess wear and tear charges
- They're tired of the never-ending lease cycle
Frequently Asked Questions
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Are Credit Cards eligible for firefighter discounts?
New Autos: 2025 or Newer
| Term1 | APR* |
|---|---|
| 12 to 48 Months | 6.47% |
| Term2 | APR* |
|---|---|
| 49-60 Months | 6.47% |
| Term3 | APR* |
|---|---|
| 61-72 Months | 6.57% |
| Term4 | APR* |
|---|---|
| 73-84 Months | 6.67% |
*APR= Annual Percentage Rate. Rates effective are subject to change without notice. Rates are fixed for the life of the loan.
All loans subject to credit approval. Rates will depend on an individual's credit, as well as amount financed, loan-to-value (LTV) ratio, and the other vehicle characteristics. Speak to a loan officer for details.
1Payment Example: Assuming a $5,000 auto loan for 48 months at 6.47% APR, the monthly payment will be $118.84.
2Payment Example: Assuming a $10,000 auto loan for 60 months at 6.47% APR, the monthly payment will be $196.06.
3Payment Example: Assuming a $15,000 auto loan for 72 months at 6.57% APR, the monthly payment will be $256.36.
4Payment Example: Assuming a $25,000 auto loan for 84 months at 6.67% APR, the monthly payment will be $374.36.
Classic & Older Autos: 2016-2017
| Term1 | APR* |
|---|---|
| 12-48 Months | 8.99% |
| Term2 | APR* |
|---|---|
| 49-60 Months | 9.14% |
*APR= Annual Percentage Rate. Rates effective are subject to change without notice.
All loans subject to credit approval. Rates will depend on individual's credit, as well as amount financed, loan-to-value (LTV) ratio, and other vehicle characteristics. Speak to a loan officer for details.
1Payment example: Classic auto loan of $5,000 for four years at 8.79% APR will have a monthly payment of $124.00.
2Payment example: Classic auto loan of $10,000 for five years at 8.94% APR will have a monthly payment of $207.00.
Other rates and terms are available.
Discover More
Hannah & Martin, SFUSD supporters. Putting them first since 2017.
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Jeanne, marathoner and coach.
Putting her first since 2007.
Putting her first since 2007.
MECHANICAL BREAKDOWN INSURANCE
Coverage you can count on
Don't let car troubles stall your plans. Be prepared with out Mechanical Breakdown Insurance
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Putting her first since 2007.
Let's Talk
As a local credit union, we measure our success one member at a time. We want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.
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