Up To
184
Maximum
75K
As Low As
8.38%
Stop Waiting. Start Exploring.
Ready to discover the winding trails of the San Francisco Bay Area?
Our competitive rates and easy application process could make your outdoor adventure dreams a reality.
Member Benefits
Finance up to 100% Loan-to-Value
Learn more about Loan to Value
Dealership or Private Party Sales (in CA only)
Ask for alternative financing options for out-of-state private party transactions.
Refinance
Refinance non-SF Fire Credit Union loans, or existing SF Fire Credit Union loans, for lower payments.
New ATVs: 2025 or Newer
| Term1 | APR* |
|---|---|
| 12 - 36 Months | 8.38% |
| Term2 | APR* |
|---|---|
| 37 - 60 Months | 8.75% |
| Term3 | APR* |
|---|---|
| 61 - 120 Months | 9.50% |
| Term4 | APR* |
|---|---|
| 121 - 180 Months | 10.50% |
* APR = Annual Percentage Rate. Rates are subject to change without notice. Rates will depend on an individual’s credit. All loans are subject to credit approval. Additional terms and conditions may apply.
1Payment Example: Boat/Jet Ski/ATV loan of $15,000 for 36 months at 8.38% APR will have a monthly payment of $474.37.
2Payment Example: Boat/Jet Ski/ATV loan of $15,000 for 60 months at 8.75% APR will have a monthly payment of $310.71.
3Payment Example: Boat/Jet Ski/ATV loan of $50,000 for 120 months at 9.50% APR will have a monthly payment of $649.60.
4Payment Example: Boat/Jet Ski/ATV loan of $75,000 or 180 months at 10.50% APR will have a monthly payment of $832.73.
Payment estimates are based on the 1st payment due date 45 days from origination.
Used ATVs: 2020 - 2024
| Term1 | APR* |
|---|---|
| 12 - 36 Months | 8.63% |
| Term2 | APR* |
|---|---|
| 37 - 60 Months | 9.00% |
| Term3 | APR* |
|---|---|
| 61 - 120 Months | 9.75% |
| Term4 | APR* |
|---|---|
| 121 - 180 Months | 10.75% |
* APR = Annual Percentage Rate. Rates are subject to change without notice. Rates will depend on an individual’s credit. All loans are subject to credit approval. Additional terms and conditions may apply.
1Payment Example: Boat/Jet Ski/ATV loan of $15,000 for 36 months at 8.63% APR will have a monthly payment of $476.16.
2Payment Example: Boat/Jet Ski/ATV loan of $15,000 for 60 months at 9.00% APR will have a monthly payment of $312.57.
3Payment Example: Boat/Jet Ski/ATV loan of $50,000 for 120 months at 9.75% APR will have a monthly payment of $656.56.
4Payment Example: Boat/Jet Ski/ATV loan of $75,000 or 180 months at 10.75% APR will have a monthly payment of $844.53.
Payment estimates are based on the 1st payment due date 45 days from origination.
Not sure how much you can afford in payments each month? Use our calculator to help you decide if an ATV loan is right for you.
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FREE CHECKING
Checking you can count on
We offer the Bay Area’s best checking account. No minimum balance, no monthly fee, and up to 12 ATM surcharge rebates per month.
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CAR LOANS
Ready to put rubber to the road?
If there's a new, used, or refinanced auto in your future, we have speedy finance options to get you where you want to go.
Learn More
Let's Talk
As a local credit union, we want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.
Stop by a branch
Branch hours
Mon – Fri 9:30 AM – 5:30 PM
Saturday 10:00 AM – 2:00 PM
