Ready to hit the trails on a new or used ATV?

If you’re ready to start exploring the Bay Area, we offer competitive rates for new or used ATV loans. Stop wondering what’s out there. Start exploring everywhere.

Why an SF Fire Jet Ski Loan?

Up To
As Low As

Stop Waiting. Start Exploring. 


Ready to discover the winding trails of the San Francisco Bay Area?

Our competitive rates and easy application process could make your outdoor adventure dreams a reality.



Member Benefits

Finance up to 100% Loan-to-Value

Learn more about Loan to Value

Dealership or Private Party Sales (in CA only)

Ask for alternative financing options for out-of-state private party transactions.


Refinance non-SF Fire Credit Union loans, or existing SF Fire Credit Union loans, for lower payments.

New & Used ATVs: 2017 or Newer

Minimum Loan Amount


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1 - 36 Months6.34%
Minimum Loan Amount


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37 - 60 Months6.74%
Minimum Loan Amount


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61 - 120 Months7.49%
Minimum Loan Amount


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121 - 180 Months8.49%

*APR= Annual Percentage Rate. Rates effective are subject to change without notice.

All loans subject to credit approval. Rates will depend on individual's credit, as well as amount financed, loan-to-value (LTV) ratio, and other ATV characteristics. Speak to a loan officer for details.

1Payment Example: Boat/Jet Ski/ATV loan of $15,000 for 36 months at 4.59% APR will have a monthly payment of $446.85.

2Payment Example:  Boat/Jet Ski/ATV loan of $15,000 for 60 months at 4.99% APR will have a monthly payment of $283.04.

3Payment Example: Boat/Jet Ski/ATV loan of $50,000 for 120 months at 5.74% APR will have a monthly payment of $548.73.

4Payment Example: Boat/Jet Ski/ATV loan of $75,000 or 180 months at 6.74% APR will have a monthly payment of $663.50.

Not sure how much you can afford in payments each month? Use our calculator to help you decide if an ATV loan is right for you. 

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Checking you can count on

We offer the Bay Area’s best checking account. No minimum balance, no monthly fee, and up to 12 ATM surcharge rebates per month.

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Ready to put rubber to the road?

If there's a new, used, or refinanced auto in your future, we have speedy finance options to get you where you want to go.

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Let's Talk

As a local credit union, we want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.


(415) 674-4800
(888) 499-FIRE (3473)
Mon – Sat 7:00 AM – 8:00 PM


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Branch hours
Mon – Fri 8:30 AM – 6:00 PM
Saturday 8:30 AM – 3:00 PM

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