Up To
184
Maximum
75K
As Low As
8.38%
Stop Waiting. Start Exploring.
Ready to discover the winding trails of the San Francisco Bay Area?
Our competitive rates and easy application process could make your outdoor adventure dreams a reality.
Member Benefits
Finance up to 100% Loan-to-Value
Learn more about Loan to Value
Dealership or Private Party Sales (in CA only)
Ask for alternative financing options for out-of-state private party transactions.
Refinance
Refinance non-SF Fire Credit Union loans, or existing SF Fire Credit Union loans, for lower payments.
New ATVs: 2023 or Newer
| Term1 | APR* |
|---|---|
| 1 - 36 Months | 8.38% |
| Term2 | APR* |
|---|---|
| 37 - 60 Months | 8.75% |
| Term3 | APR* |
|---|---|
| 61 - 120 Months | 9.50% |
| Term4 | APR* |
|---|---|
| 121 - 180 Months | 10.50% |
*APR= Annual Percentage Rate. Rates effective are subject to change without notice.
All loans subject to credit approval. Rates will depend on individual's credit, as well as amount financed, loan-to-value (LTV) ratio, and other ATV characteristics. Speak to a loan officer for details.
1Payment Example: Boat/Jet Ski/ATV loan of $15,000 for 36 months at 8.38% APR will have a monthly payment of $473.00.
2Payment Example: Boat/Jet Ski/ATV loan of $15,000 for 60 months at 8.75% APR will have a monthly payment of $310.00.
3Payment Example: Boat/Jet Ski/ATV loan of $50,000 for 120 months at 9.50% APR will have a monthly payment of $647.00.
4Payment Example: Boat/Jet Ski/ATV loan of $75,000 or 180 months at 10.50% APR will have a monthly payment of $829.00.
Used ATVs: 2018 - 2022
| Term1 | APR* |
|---|---|
| 1 - 36 Months | 8.63% |
| Term2 | APR* |
|---|---|
| 37 - 60 Months | 9.00% |
| Term3 | APR* |
|---|---|
| 61 - 120 Months | 9.75% |
| Term4 | APR* |
|---|---|
| 121 - 180 Months | 10.75% |
*APR= Annual Percentage Rate. Rates effective are subject to change without notice.
All loans subject to credit approval. Rates will depend on individual's credit, as well as amount financed, loan-to-value (LTV) ratio, and other ATV characteristics. Speak to a loan officer for details.
1Payment Example: Boat/Jet Ski/ATV loan of $15,000 for 36 months at 8.63% APR will have a monthly payment of $474.00.
2Payment Example: Boat/Jet Ski/ATV loan of $15,000 for 60 months at 9.00% APR will have a monthly payment of $311.00.
3Payment Example: Boat/Jet Ski/ATV loan of $50,000 for 120 months at 9.75% APR will have a monthly payment of $654.00.
4Payment Example: Boat/Jet Ski/ATV loan of $75,000 or 180 months at 10.75% APR will have a monthly payment of $841.00.
Not sure how much you can afford in payments each month? Use our calculator to help you decide if an ATV loan is right for you.
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FREE CHECKING
Checking you can count on
We offer the Bay Area’s best checking account. No minimum balance, no monthly fee, and up to 12 ATM surcharge rebates per month.
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CAR LOANS
Ready to put rubber to the road?
If there's a new, used, or refinanced auto in your future, we have speedy finance options to get you where you want to go.
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Let's Talk
As a local credit union, we want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.
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Branch hours
Mon – Fri 8:30 AM – 6:00 PM
Saturday 8:30 AM – 3:00 PM