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Ready to discover San Francisco Bay in a new or used boat?
Our competitive boat loan rates and easy application process could help make your outdoor adventure dreams a reality.
Dealership or Private Party Sales (in CA only)
Ask for alternative financing options for out-of-state private party transactions.
Refinance non-SF Fire Credit Union loans, or existing SF Fire Credit Union loans, for lower payments.
New & Used Boats: 2017 or Newer
|1 - 36 Months||6.34%|
|37 - 60 Months||6.74%|
|61 - 120 Months||7.49%|
|121 - 180 Months||8.49%|
*APR= Annual Percentage Rate. Rates effective are subject to change without notice.
All loans subject to credit approval. Rates will depend on individual's credit, as well as amount financed, loan-to-value (LTV) ratio, and other Boat characteristics. Speak to a loan officer for details.
1Payment Example: Boat/Jet Ski/ATV loan of $15,000 for 36 months at 4.59% APR will have a monthly payment of $446.85.
2Payment Example: Boat/Jet Ski/ATV loan of $15,000 for 60 months at 4.99% APR will have a monthly payment of $283.04.
3Payment Example: Boat/Jet Ski/ATV loan of $50,000 for 120 months at 5.74% APR will have a monthly payment of $548.73.
4Payment Example: Boat/Jet Ski/ATV loan of $75,000 or 180 months at 6.74% APR will have a monthly payment of $663.50.
Not sure how much you can afford in payments each month? Use our calculator to help you decide if a boat loan is right for you.
As a local credit union, we want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.