Firefighter Pricing Benefits
SF Fire Credit Union was founded in 1951 at old 17 Engine, with Arthur F. McIntyre – our first manager – setting a standard for service to which we still aspire today.
We’re privileged to serve all active and retired SF Fire Department employees, as well as those of all Fire Departments within our field of membership. That’s why we want you to be aware of all the Firefighter Pricing benefits you get on loan and savings options with SF Fire Credit Union: special loan programs, interest rate discounts on loans, and rate boosts on certain savings accounts.Â
Who Qualifies: Active and retired Firefighters and Fire Department employees for all departments within our field of membership.
What’s Covered By Firefighter Pricing: Reduced fees and interest rates on certain real estate and consumer loans, and rate bumps on certain savings products
 Categories:  Home Purchase Options | First Mortgages  | HELOCs | Fees | Consumer Loans  | Savings Products | FAQ
First Mortgages
We’re here to help with standalone 1st Mortgages, whether for purchases or refinances. Standalone 1st Mortgages offer a greater number of eligible properties.
Questions about your 1st Mortgage options, whether purchasing or refinancing? Contact our Real Estate Loan Officers for assistance.Â
First Mortgage Rate Discounts
*Loan Level Pricing Adjustments - Additional fees assessed to conventional mortgages based on certain borrower and loan risk characteristics.
Rates and discounts subject to change at any time.
Home Equity Lines of Credit (HELOCs)
Existing discounts have increased from 0.10% to 0.25%. Questions about new or existing HELOCs? Our Real Estate Loan Officers are here to help.Â
HELOC Rate Discounts
Real Estate Loan Fees
Consumer Loans
Fire Department Employees qualify for discounts on most consumer loans excluding credit cards. Discounts have increased from 0.10% to 0.25%.Â
For questions about your consumer loan options, call our Contact Center at 415.674.4800, 7:00am to 7:00pm (Pacific) Mon- Fri, and 9:00am to 5:00pm (Pacific) Sat.
Consumer Loan Rate Discounts
Savings Products
Active and retired Fire Department employees qualify for a 0.10% rate bump on certain savings products. Discount is the same for SFFD and Non-SFFD alike.
As of 10/26/2023, the rate bump applies to the products below:
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Who can qualify for Firefighter Pricing?
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Is Firefighter pricing available for Fire Department staff as well as firefighters?
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What loan programs are eligible for Firefighter Pricing?
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I’m applying for a new loan. Will I see the firefighter discount while I’m applying?
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What real estate property types are eligible for the program?
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Will the discount be applied to existing mortgages?
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Does SF Fire Credit Union require verification that members qualify?
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What documents are needed to qualify for Firefighter Pricing?
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Does the member need to be on both the loan and the title for discounts on real estate loans?
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Are Credit Cards eligible for firefighter discounts?
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Can this program work in conjunction with the City’s “First Responder Home Loan Assistance Program”?
Let's Talk
As a local credit union, we want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.
Stop by a branch
Branch hours
Mon – Fri 9:30 AM – 5:30 PM
Saturday 10:00 AM – 2:00 PM
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