Exclusive Firefighter Rate

Ignite Your Savings

Lock in 5.10% APY* on our Promotional 10-Month Certificate

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Extinguish Your Other Bank Accounts

If you want a safe and reliable way to grow your money, consider our firefighter exclusive term certificate. You can enjoy guaranteed returns without worrying about market ups and downs. Plus, you'll get an attractive 5.10% APY (.10% higher than our regular rate) when you open and fund with money not currently held at SF Fire Credit Union, making it a smart choice for your investment. 

This rate includes .10% firefighter rate bump and will be automatically applied. Low $250 minimum deposit. 

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You can also meet with a Virtual Branch representative or call us at (415) 674-4800.


70 years of stability

As a member-owned, not-for-profit, we prioritize our members. We were built by firefighters, but are open to the community.

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You deserve protection

Each SF Fire Credit Union deposit and certificate account is insured up to $250,000.  No member has ever lost money in an ASI-insured credit union. 

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Promotional Rates effective as of 3/14/2024. Offer subject to change without notice.   

Promotional rate valid for net new deposits only with funds that are not currently held at SF Fire Credit Union.  See all rates.  

*APY= Annual Percentage Yield. The APY is the effective annual rate of return and assumes that the funds will remain in the deposit account for a full 365 days. Dividend rate for Term Certificates is fixed for the length of the term. 

Active and retired Fire Department employees qualify for this 0.10% rate bump on these term certificates. Higher rate is the same for SFFD and Non-SFFD alike. Non-firefighter rate for 11-month term certificate is 5% APY.

Term Certificates have a required minimum deposit of $250. 

Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. 

If you have any questions or need current rate information on your accounts, please call 415-674-4800 or 888-499-FIRE (3473), from 7am to 8pm (Pacific Time) Monday through Saturday.