Hannah, sci-fi/fantasy enthusiast. Galaxy, local cat.
Putting them first since 2017

TERM CERTIFICATES

Put a little away, get more back

Maximize your yield with an account that puts your money first.

Why SF Fire Term Certificates?

$250
Competitive
Terms

What exactly is a Term Certificate? It's what banks call a certificate of deposit. We're different than a bank, so we use a different term. An SF Fire Credit Union Term Certificate puts you first; a certificate of deposit does not.

Our Term Certificates generally earn higher dividends than Tiered Savings Accounts, so if you can afford to lock up your money for a little while, this might be the account for you. We'll keep it safe and sound, and, more importantly, make sure it grows.

 

To open an account, please give us a call, chat with us online, or visit us at a branch.

Term Certificate Rates*

Term

3 Month

Minimum Deposit/Minimum BalanceAPY*Dividend
$2500.10%0.10%
Term

6 Month

Minimum Deposit/Minimum BalanceAPY*Dividend
$2500.20%0.20%
Term

1 Year

Minimum Deposit/Minimum BalanceAPY*Dividend
$2500.30%0.30%
Term

18-Month Bump Up

Minimum Deposit/Minimum BalanceAPY*Dividend
$2500.30%0.30%
Term

2 Year

Minimum Deposit/Minimum BalanceAPY*Dividend
$2500.35%0.35%
Term

3 Year

Minimum Deposit/Minimum BalanceAPY*Dividend
$2500.45%0.45%
Term

5 Year

Minimum Deposit/Minimum BalanceAPY*Dividend
$2500.50%0.50%

*Rates effective as of 05/14/20. Rates are subject to change at any time.

Term Certificates have a required minimum deposit of $250.

APY= Annual Percentage Yield. The APY is the effective annual rate of return and assumes that the funds will remain in the deposit account for a full 365 days.

Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity.

If you have any questions or need current rate information on your accounts, please call 415-674-4800 or 888-499-FIRE (3473), from 7am to 8pm (Pacific Time) Monday through Saturday

Jumbo Term Certificate Rates*

Term

3 Month

Minimum Deposit/Minimum BalanceAPY*Dividend
$100,0000.10%0.10%
Term

6 Month

Minimum Deposit/Minimum BalanceAPY*Dividend
$100,0000.20%0.20%
Term

1 Year

Minimum Deposit/Minimum BalanceAPY*Dividend
$100,0000.30%0.30%

*Rates effective as of 05/14/20. Rates are subject to change at any time.

Jumbo Term Certificates have a required minimum deposit of $100,000

APY= Annual Percentage Yield. The APY is the effective annual rate of return and assumes that the funds will remain in the deposit account for a full 365 days. Unless otherwise paid, excluding IRAs, dividends will be credited to your account and compounded every month.

Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity.

If you have any questions or need current rate information on your accounts, please call 415-674-4800 or 888-499-FIRE (3473) from 7am to 8pm (Pacific Time) Monday through Saturday

Frequently Asked Questions

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Let's Talk

As a local credit union, we measure our success one member at a time. We want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.

Call or Chat

(415) 674-4800
(888) 499-FIRE (3473)
Mon – Sat 7:00 AM – 8:00 PM*

*Please note that 'After Hours Phone Support' is available outside of regular Contact Center Hours.

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Branch hours
Mon – Fri 8:30 AM – 6:00 PM
Saturday 8:30 AM – 3:00 PM

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