Nehemiah, international photographer.
Putting him first since 2012

FREE OVERDRAFT PROTECTION

We've got your back

Stop worrying about bounced checks or rejected transactions. Start keeping more of your money.

Sometimes you get hit with unexpected bills, but that shouldn't mean you get hit with unexpected fees too. 

When you don't have sufficient funds in your checking account, you could be subject to Non-Sufficient Funds (NSF) fees, which charge $25 per rejected transaction, and rejected transactions may be submitted multiple times by the payee. NSF fees apply to returned ACH or Check items. 

Avoid the stress of NSF fees and take advantage of our free Overdraft Protection options by linking any of the following accounts:

  • Your Tiered Savings Account
  • Your Platinum Visa Account
  • Additional SF Fire Credit Union Checking Accounts under your membership

 

Overdraft Protection is a free service, but there are a couple of restrictions to note:

  • Transfers from a Tiered Savings Account are subject to Regulation D limits (no more than 6 automatic or remote withdrawals in a given month)
  • Overdraft Protection transfers from a Visa Credit Card are considered a cash advance and begin accruing interest from the date of the advance

Setting up Overdraft Protection is quick and easy. You can select Overdraft Protection in Online or Mobile Banking or just give us a call or stop by a branch. Start protecting your money, for free.

Discover More

Hannah & Martin, SFUSD supporters.
Putting them first since 2017.
PLATINUM VISA CREDIT CARD

Say goodbye to credit card fees

Get the card that cuts out fees while giving you rewards, overdraft protection, and leading rates

 

Learn More
Hannah & Martin, SFUSD supporters.
Putting them first since 2017.
Will, proud senior dog parent.
Putting him first since 2005.
COURTESY PAY

Added protection

Our optional Courtesy Pay program offers our members added security

 

Learn More
Will, proud senior dog parent.
Putting him first since 2005.

Let's Talk

As a local credit union, we measure our success one member at a time. We want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.

Call

(415) 674-4800
(888) 499-FIRE (3473)
Mon – Sat 7:00 AM – 8:00 PM*

*Please note that 'After Hours Phone Support' is available outside of regular Contact Center Hours.

Stop by a branch

Branch hours
Mon – Fri 8:30 AM – 6:00 PM
Saturday 8:30 AM – 3:00 PM

Find a Branch or ATM