Tanya & Kelly, native San Franciscans
Putting them first since 2011


3.0% APY on 12-Month Certificates

Earn guaranteed returns on a high yield term certificate. Low minimum $250 deposit.

High Yield Certificate Rates

3.0% APY
1.75% APY
1.25% APY

Get the Best Rate on Your Savings


Now’s the time to get a great return on your money.

Get 3.0% APY on 12-month, 1.75% APY on 6-month, and 1.25% APY on 3-month certificates. Low $250 minimum deposit. 

Active and retired Fire Department employees get a special 0.10% rate bump.

What exactly is a Term Certificate? It's what others call a certificate of deposit, or CD.

Start Saving Today

* APY= Annual Percentage Yield. The APY is the effective annual rate of return and assumes that the funds will remain in the deposit account for a full 365 days. Interest rate for Term Certificates is fixed for the length of the term. 

Membership with SF Fire Credit Union required, including a $5 membership fee.

Rates effective as of 09/21/2022. Rates are subject to change at any time. Other rates and terms available.

Term Certificates have a required minimum deposit of $250.

Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity.

If you have any questions or need current rate information on your accounts, please call (415) 674-4800 or (888) 499-FIRE (3473), from 7am to 8pm (Pacific Time) Monday through Saturday.